What are Home Health Care and Long-Term Care ?

What are Home Health Care and Long-Term Care ?

By Donn J. Sinclair, MBA   January 12, 2020

Long-term care is the type of assistance people need to perform activities of daily living which include eating, bathing, continence, dressing, toileting and transferring. Long-term care needs typically arise as part of the normal aging process, but can also be due to an injury or illness, such as multiple sclerosis, stroke, rheumatoid arthritis, or due to a cognitive impairment, such as Alzheimer’s disease.


What is Home Health Care ?

Home Health Care is a wide range of health care services that can be given in your home for an illness or injury. Home Health Care is can be less expensive, more convenient, and just as effective as care you get in a hospital or skilled nursing facility (SNF).

Examples of skilled home health services include:

  • Wound care for pressure sores or a surgical wound
  • Patient and care giver education
  • Intravenous or nutrition therapy
  • Injections
  • Monitoring serious illness and unstable health status

The goal of Home Health Care is to treat an illness or injury. Home Health Care helps you get better, regain your independence, and become as self-sufficient as possible.


Who Needs Long-Term Care ?

The U.S. Department of Health and Human Services (HHS) estimates that 70% of people turning 65 can expect to need some form of Long-Term Care in their lifetime. On average, women outlive men by five years. If you outlive your spouse and live alone you are far more likely to need paid care. That helps explain why over 60% of Home Health Care users are women, and over 75% of assisted living residents are women !

Where Can You Receive Long-Term Care ?

Settings include adult daycares, assisted living centers, board and care homes, continuing care retirement communities, and skilled nursing facilities. However, most Long-Term Care is provided at home where we feel most safe and close to those we love. Home Health Care promotes the individuals’ independence and ability to continue with their normal daily routine. The goal of Home Health Care is to provide high level care at a cost considerably less than other settings. More information on Long-Term Care settings and costs is available at www.LongTermCare.gov.

Home Health Care Insurance and/or Long Term Care Insurance

Can give you added peace of mind today, by helping you pay for expenses that you may incur tomorrow. For more information phone Donn or Kristin at (803)329-0609.


Updated by Donn J. Sinclair, Winthrop MBA

in Charlotte NC and Rock Hill SC

January 12, 2020     (803)329-0615

DJS: More information is available at Medicare.gov.

See Publication 590-A and Publication 590-B.